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Instead of the 2.2% of assets that Fannie Mae claimed going into the crisis, the organization, under new management, said Fannie Mae was. along with equally misguided capital rules that encouraged.
Fannie Pushes Implementation of New Delinquency Management Rules. The revised requirements are part of the directive issued by the company’s regulator in late April to bring both Fannie Mae’s and Freddie Mac’s procedures for handling past-due mortgages in line with one another.
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Definition of Delinquency "Delinquency" begins on the date a payment sufficient to cover principal, interest and (as applicable) escrow becomes due and unpaid (regardless of any late fee grace period). important for calculation of 120-day foreclosure waiting period. New definition matches Fannie Mae/Freddie Mac note standards.
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Fannie Mae Issues New Servicing Standards for Delinquent Mortgages. The new rules are intended to address what the FHFA describes as ""identified problems in mortgage servicing"" stemming from the large volume of delinquent loans requiring attention, such as inadequate communication with borrowers and the commencement of foreclosure actions.
Fannie Mae has issued a notice to servicers alerting them of a change in the effective date for new delinquency management and default prevention requirements. According to the bulletin , Fannie is pushing the date by which servicers must implement the new requirements out by a month to October 1, 2011.