How Will the New Flood Insurance Bill Impact You? – St. Petersburg, FL Real Estate Blog

If you are a resident of Florida, you should consider the different types that are available to you. Coastal areas are much more at risk to flooding than inland counties. With many people living in Brevard, Indian River, Martin and St. Lucie counties, it’s essential to know your flood risk and how to take appropriate actions to protect your home.

According to the National Flood Insurance Program (NFIP) the average flood insurance claim amount between 2010 and 2014 was $42,000. Most flood insurance policies require a 30-day waiting period before the policy goes into effect unless you have a new home purchase and closing is less than 30 days. Flood policies must be paid in full upfront.

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Flood Facts News & Announcements. New fema flood insurance rate maps As of December 7, 2018, St. Johns County has adopted new FEMA Flood insurance rate maps (firm), these maps have changed the surveying datum from NGVD1929 to NAVD1988 and has updated Base Flood Elevations (BFEs) and flood zone boundaries throughout St. John County.

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PETERSBURG – Nearly 40 real estate agents packed the sweltering conference room in downtown St. Petersburg this week to hear flood insurance expert Pete Travis describe the new – and expensive.

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Flood-prone properties in St. Petersburg have lost an estimated $244 million in value due to flooding and rising sea levels since 2005, and are projected to lose an additional $280 million over.

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Flood Insurance Options. Flood Insurance is offered through the National Flood Insurance Program.Although the government actually provides the coverage, doug mayer agency issues the policy and, in the event of flood damage to your insured property, would also service your claim.