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Refinance Resources When you refinance your mortgage, you have two options: You can refinance your existing loan to a new loan with a new rate and term (known as a traditional mortgage refinance), or you can take out above and beyond what you owe on your current mortgage to put some extra cash in your pocket (also known as a cash-out refinance).Of course, if you do opt to take out cash from your home, your loan.
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People who bought a home in 2012-generally regarded as the lowest point in the post-Great Recession housing market-have earned a median $141,000 or 261 percent in home equity over the past seven years, according to a new data analysis from Redfin.
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