North District Reaffirmation Agreements

Effective December 1, 2009, New and Amended Official Forms, including required B 27, Reaffirmation Cover Sheet, which gathers certain financial information, including information necessary for the court to determine whether a reaffirmation agreement creates a presumption of undue hardship, and allows the debtor to provide additional information that may rebut such a presumption.

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REAFFIRMATION AGREEMENT UNITED STATES BANKRUPTCY COURT NORTHERN DISTRICT OF CALIFORNIA Debtor’s Name Bankruptcy Case No. Chapter Creditor’s Name and Address Instructions: 1) Attach a copy of all court judgments, security agreements, and evidence of their perfection.

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In Chapter 7 bankruptcy, one way to keep the property is to reaffirm the debt. You and the lender will enter into a reaffirmation agreement and file it with the court. Generally, you can only reaffirm debt if your equity in the collateral is exempt.

Reaffirmation Agreements:. Chapter 7 is referred to as the "liquidation" chapter. In a Chapter 7 bankruptcy case, a case trustee is assigned and becomes responsible for gathering and selling the debtor’s nonexempt property.. The U.S. Bankruptcy Court for the Northern District of Iowa does.

This is an Official Bankruptcy Form. Official Bankruptcy Forms are approved by the Judicial Conference and must be used under Bankruptcy Rule 9009.

E-Filing Reaffirmation Agreement eReaf is a program that allows the public to file Reaffirmation Agreements. Online filers will attach their own completed and signed Reaffirmation Agreement as a PDF and input information on the nature of the agreement for the program to use in the docket text.